top of page
  • Writer's picturePatty Pelingon

Midwest Tornado Outbreak: Insurance Resources for Individuals

Insurance can be overwhelming and tricky to manage following a tornado or other disaster. If you were recently impacted by the Midwest tornadoes and are looking for insurance guidance, check out our resources below.



  • FOX Weather: "What you should do if your property sustained tornado damage"

    • Call your insurance company ASAP and consider getting an advance payment for quick assistance. Keep a record of anyone you've talked to with your company.

    • Keep ALL relevant receipts - repairs, temporary housing, etc.

    • Prepare for paperwork and the chance that the insurance company will send an adjuster to assess damages.

      • The more info that you can provide, the faster your claim can be settled.

    • Get bids for repairs from contractors BEFORE any work starts and compare these bids with the adjuster's report.

    • Watch out for scams.

  • Policygenius: "Does homeowners insurance cover tornado damage?"

    • "While tornado damage itself is covered by homeowners insurance, any flooding that happens during the storm would not be covered. Residents of tornado-prone areas with any amount of flood risk should consider flood insurance to supplement their homeowners insurance policy."

  • Voss Law Firm: "How Long Do I Have To Submit A Tornado Insurance Claim For My Business?"

  • Kiplinger: "How to File Tornado Insurance Claims"

    • "You're your own best advocate." You don't have to accept the amount your insurance offers, and you can ask your insurer to reimburse you later for exceeded costs.

    • Make a list of all destroyed/damaged items for your adjuster and provide receipts for these items if available, also known as a "home inventory."

      • The same goes for accommodations, temporary repairs, and other out-of-pocket expenses.

  • Angi.com: "How to Document Damage for a Homeowners Insurance Claim"

  • Texas Department of Insurance

  • Insurance Information Institute

  • Lane Law Firm: "6 Colossal Mistakes Homeowners Make With Insurance Claims"

  • The Balance: "Information to Seek About Your Tornado Insurance Coverage"

  • Carinsurance.com: "5 essential questions to ask if a tornado damages your car"

  • LoPriore Insurance Agency, Inc.: "Don't Have Homeowner's Insurance? 5 Risks You Must Know"

  • Trusted Choice: "Q&A Renters: Does Renters Insurance Cover Tornado Damage?"

  • FirstCall Insurance Loss Reclamation Experts for the Midwest and Southeast Regions

    • Help for tornado damage insurance claims

  • National Association of Insurance Commissioners

    • For finding state/jurisdiction insurance department contact info, state/jurisdiction-licensed insurance agents, and filing complaints about insurance companies/agents

  • Disasterassistance.gov

    • For finding and applying for assistance, locating hotels for shelter

  • FEMA Disaster Support Social Graphics

    • Graphics for debris removal, disaster assistance/aid, recovery, storm damage, etc.

  • Crisis Cleanup

  • Disaster Distress Helpline: call or text 1-800-985-5990

37 views1 comment

1 Comment


braydenwylie
Mar 12, 2022

A business or business insurance merchant is regularly ready to haggle far superior cases settlements than if an individual were to manage the guarantor. The primary justification for this is indeed the safety net provider wishes to hold that specialists portion of the all out risk pool and will small business insurance saskatoon regularly pay out to a representative on an ex-gratia premise. This expense of this help isn't quantifiable at the statement stage where private company cover might well be esteemed at the cost paid or the covers purchased.

Like
bottom of page